FOR FREELANCERS AND INDEPENDENT PROFESSIONALS
You work for your clients. Cove takes care of the admin
Issuing and sending invoices, recording expenses, tracking payments, taxes and social contributions — Cove takes all of it on, so you have more time for your work. Made for independent professionals, sole traders and patent-tax payers, VAT-registered or not.
Invoices in seconds, with every required detail. With your logo and numbering
Your clients, services and prices are kept in Cove. It keeps the numbering and the required details in order, and from the Invoice Smart plan it issues your recurring invoices automatically. Amounts in a foreign currency are converted at the Bulgarian National Bank's rate for the document's date.
Open banking, so your clients can pay you more easily
Invoices issued from Cove carry a payment link that lets your clients choose how they pay — today a bank transfer through a choice of banks, and soon by card. Open banking fills in the invoice's details automatically, including the amount due, the supplier's name, the bank account and the reference. Payment from the client's own bank is available from the Invoice Smart plan.
Who has paid you and who hasn't — clear in real time, without checking by hand
From the Invoice Smart plan, Cove AI matches the money coming into your account with the invoices you issued. You approve, and unpaid and partly paid amounts stay in front of you. A report of paid and unpaid client invoices is one click away — just filter by that status or look at the ready-made report on the dashboard. Or simply ask the Cove AI Business Assistant.
Expense documents get in without typing
Photograph your receipts and supplier invoices and upload them for processing — or, from the Business Essential plan, forward them to Cove's email agent. Cove AI reads the data and you only confirm it is right. Nothing gets lost, and everything is ready for your books.
Integrated banking for easier payments
Connect your bank account to Cove and pay your suppliers and the tax authority (НАП) right from the platform — from the Invoice Smart plan.
Who you owe and when you are late — see it at once
Manage your expenses without the extra load. Pull up a list of the payments due and check whether anything is overdue.
A tax calendar for your tax profile, so you never miss an important deadline
Cove knows whether you are taxed under the Personal Income Tax Act (ЗДДФЛ) or pay the patent tax, and whether you are VAT-registered. The calendar shows the filing deadlines that apply to you exactly, and reminds you in good time.
Your social contribution data, ready
Cove generates the Д1 and Д6 declarations from your business profile's data. If something is missing, you get an alert and instructions for filling it in. The declarations are in the format the regulations set out.
Download the VAT journals and the VAT return in the required format
If you are VAT-registered, Cove fills in and validates the purchase and sales journals, the VAT return and the VIES declaration in the required format automatically — from the Business Essential plan.
Work with an accountant — or without one
Invite your accountant and set their role — on any plan with more than one user. You work side by side on the same documents and up-to-date data, with no envelopes of receipts at the end of the month. No accountant? Our team of accounting specialists can take over your accounting from start to finish.
An easy start. Whether you're just starting out or switching to Cove from another system.
Getting started takes a sign-up and a plan — nothing more. Our team is with you at every step, from signing up and setting up the platform to moving your data across and going live.
Bulk import with ready-made templates brings over your clients, products, price lists, sales and expenses, and your chart of accounts and opening balances import directly. After launch, our team stays on hand for ongoing support.
- Step 1
Choose a plan
Sign up and pick the plan that fits your business.
- Step 2
We set Cove up
We tailor the system to you and, if needed, help move your data across.
- Step 3
You're up and running
Your workspace is ready, and our team stays on hand.
Flexible licensing — pick the plan that fits your needs
Start with the plan that fits today, and upgrade when your business needs more.
2 months free on annual billing
Invoice Smart
- Unlimited users
- Up to 150 issued invoices a month
- AI document recognition (OCR)
- 1 connected bank account
- Multi-currency
- Payment tracking
- Stock
Business Lite
- 1 user
- Up to 150 issued invoices a month
- Up to 150 received invoices a month
- AI document recognition (OCR)
- 1 connected bank account
- Multi-currency
- Payment tracking
- Stock
- Income and expense tracking
- Taxes and self-insurance for freelancers and sole traders
Business Essential
- Everything in Business Lite plus:
- Up to 3 users
- Up to 300 issued invoices a month
- Up to 300 received invoices a month
- 1 connected bank account
- VAT returns and journals
- VIES declarations
- Self-charge protocols (Art. 117 VAT Act)
- Intrastat declarations
- OSS invoicing
- Stock with stocktakes
- Cash desk
- Payroll module
- 10 employees included (up to 50 per company)
Business Pro
- Everything in Business Essential plus:
- Up to 15 users
- Up to 750 issued invoices a month
- Up to 750 received invoices a month
- Up to 3 bank accounts
- Fixed assets
- Roles and permissions
- NSI statistical reports
- CRM
- Restore your data to a specific past date (on request)
- Additional bank accounts as an add-on (on request)
- 25 employees included (up to 250 per company)
Cove Payroll
- Unlimited users
- Payroll module
- Payroll sheets and payslips
- Declarations form 1 and form 6
- Employment contracts and Art. 62 Labour Code notices
- Leave and sick leave
- Civil contracts
- 10 employees included (up to 250 per company)
Free forever plan
FREE: €0No card- 5 issued invoices a month
- 3 clients
- 3 AI extractions / month
- 5 products
- 1 GB storage
Are you an accountant?
Compare every feature
Prices exclude VAT.
Frequently asked questions
Ready to run your business simply and efficiently?
Get started with Cove today.